The information on this site is of a general nature only. It does not take into account your individual financial situation, objectives or needs. You should consider your own financial position and requirements before making a decision. You may like to consult a licensed Financial Planner in order to assist you with this. You should also refer to our Financial Services Guide (FSG) before making a decision.

We recommend that you consult a licensed or authorised Financial Planner if you require financial advice that takes into account your personal circumstances. You can check whether a person is a licensed or authorised Financial Planner by visiting the Australian Securities and Investments Commission at:

www.moneysmart.gov.au/investing/financial-advice/financial-advisers-register

You can also contact us on (08) 70995077 between 8.30 am and 5.00 pm (AEST) Monday to Friday.